Name of some Bank & App who provide Loan & EMI for buying you Car, Motorcycle, AC, Refrigerator, TV, Mobile & also Personal Loan
Comprehensive Loan & EMI Provider Directory
HDFC Bank Car Loan
Vehicle Loan
Eligibility:
Salaried (₹25k+ monthly income) or Self-employed (ITR ₹3L+), Age 21-65, CIBIL 700+
Interest Rate:
8.50% - 14.00% p.a.
Loan Duration:
1-7 years
Max Loan:
Up to 100% of ex-showroom price
Processing Fee:
0.5% - 1% of loan amount
Bajaj Finance Two-Wheeler Loan
Vehicle Loan
Eligibility:
Salaried (₹15k+ monthly) or Self-employed (ITR ₹1.5L+), Age 21-60, CIBIL 650+
Interest Rate:
12% - 18% p.a.
Loan Duration:
6 months - 4 years
Max Loan:
Up to 90% of bike value
Special Feature:
Instant approval, Doorstep service available
ICICI Bank Car Loan
Vehicle Loan
Eligibility:
Salaried (₹20k+ monthly) or Self-employed (ITR ₹2.5L+), Age 23-60, CIBIL 700+
Interest Rate:
9.10% - 13.75% p.a.
Loan Duration:
1-7 years
Max Loan:
Up to 100% for new cars, 90% for used cars
Special Feature:
Flexible repayment options, Top-up loan available
Bajaj Finserv EMI Card
Consumer Durables
Eligibility:
Salaried (₹15k+ monthly) or Self-employed (ITR ₹1.5L+), Age 21-60, CIBIL 650+
Interest Rate:
0% (No-cost EMI) or 14%-18% (standard)
Loan Duration:
3-24 months
Max Loan:
Up to ₹5 lakh (depends on credit limit)
Coverage:
1.5 lakh+ stores across India
Home Credit India
Consumer Durables
Eligibility:
Salaried (₹12k+ monthly) or Self-employed, Age 18-65, Minimal documentation
Interest Rate:
16% - 30% p.a.
Loan Duration:
6-24 months
Max Loan:
Up to ₹2 lakh
Special Feature:
Quick approval (15 mins), Low documentation
Axis Bank Consumer Durable Loan
Consumer Durables
Eligibility:
Salaried (₹15k+ monthly) or Self-employed (ITR ₹2L+), Age 21-60, CIBIL 700+
Interest Rate:
12% - 18% p.a.
Loan Duration:
3-24 months
Max Loan:
Up to ₹5 lakh
Special Feature:
No pre-payment charges, 5000+ partner stores
Amazon Pay Later
EMI Option
Eligibility:
Amazon account (6+ months old), Good order history, CIBIL 650+
Interest Rate:
0% (No-cost EMI) or 15%-24% (standard)
Loan Duration:
3-12 months
Max Limit:
Up to ₹1 lakh (based on credit assessment)
Special Feature:
Instant approval, No extra fees for no-cost EMI
Flipkart Pay Later
EMI Option
Eligibility:
Flipkart account with purchase history, Age 18+, CIBIL 650+
Interest Rate:
0% (No-cost EMI) or 14%-24% (standard)
Loan Duration:
3-12 months
Max Limit:
Up to ₹1 lakh (based on usage pattern)
Special Feature:
No-cost EMI on selected products, Quick checkout
ZestMoney
EMI Option
Eligibility:
Age 18+, Indian resident, Mobile number linked to bank account
Interest Rate:
0% (No-cost EMI) or 14%-30% (standard)
Loan Duration:
3-24 months
Max Limit:
Up to ₹5 lakh (based on credit assessment)
Partner Stores:
Works with Amazon, Flipkart, Myntra, and 10,000+ offline stores
Kotak Mahindra Personal Loan
Personal Loan
Eligibility:
Salaried (₹25k+ monthly) or Self-employed (ITR ₹3L+), Age 21-60, CIBIL 750+
Interest Rate:
10.99% - 24% p.a.
Loan Duration:
1-5 years
Max Loan:
Up to ₹30 lakh
Special Feature:
Instant approval for existing customers, No collateral required
KreditBee
Personal Loan
Eligibility:
Salaried (₹10k+ monthly), Age 21-50, PAN card & bank account required
Interest Rate:
15% - 33% p.a.
Loan Duration:
3-15 months
Max Loan:
Up to ₹4 lakh
Special Feature:
Quick disbursal (within 24 hours), Minimal documentation
MoneyTap
Personal Loan
Eligibility:
Salaried (₹20k+ monthly), Age 23-55, CIBIL 650+
Interest Rate:
13% - 24% p.a.
Loan Duration:
2-36 months
Max Loan:
Up to ₹5 lakh
Special Feature:
Credit line facility, Pay interest only on amount used
Shiben
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